Services

My firm offers the following products and services: * Life Insurance Products * Retirement Planning * Tax Deferred Fixed Annuities * Referrals for Estate Planning and Tax Preparation Securities are offered through American Portfolios Financial Services,Inc. ("APFS") Member FINRA, SIPC. * Tax Deferred Variable Annuities * College Funding - 529 Plans^ * Mutual Funds ^Offered by prospectus only. APFS does not offer tax or legal advice. Consult your tax or legal professionals as to your particular situation.